{"id":18843,"date":"2024-01-31T07:20:18","date_gmt":"2024-01-31T07:20:18","guid":{"rendered":"https:\/\/vibrantfinserv.com\/kb\/?p=18843"},"modified":"2024-05-07T11:26:27","modified_gmt":"2024-05-07T11:26:27","slug":"post-office-monthly-income-source-mis","status":"publish","type":"post","link":"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/","title":{"rendered":"Post Office Monthly Income Source (MIS)"},"content":{"rendered":"<h2><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright\" src=\"https:\/\/www.canarahsbclife.com\/content\/dam\/choice\/blog-inner\/images\/what-is-a-post-office-monthly-income-scheme-img.jpg\" alt=\"Post Office Monthly Income Scheme: Features &amp; Interest Rate\" width=\"325\" height=\"163\" \/><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-18\" src=\"https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/05\/Logo-Vibrant-FinServ-300x143.png\" alt=\"\" width=\"84\" height=\"40\" srcset=\"https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/05\/Logo-Vibrant-FinServ-300x143.png 300w, https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/05\/Logo-Vibrant-FinServ.png 482w\" sizes=\"auto, (max-width: 84px) 100vw, 84px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Post_Office_MIS\" >Post Office MIS<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#1_Post_Office_Monthly_Income_Scheme_POMIS\" >1. Post Office Monthly Income Scheme (POMIS):<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#2_Distinctive_Benefits_of_the_Post_Office_Monthly_Income_Scheme_MIS\" >2. Distinctive Benefits of the Post Office Monthly Income Scheme (MIS):<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Steady_Monthly_Income\" >Steady Monthly Income:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Low_Risk\" >Low Risk:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Guaranteed_Returns\" >Guaranteed Returns:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Ease_of_Investment\" >Ease of Investment:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#No_Market_Fluctuations\" >No Market Fluctuations:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Tax_Benefits\" >Tax Benefits:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Flexible_Investment_Period\" >Flexible Investment Period:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Nomination_Facility\" >Nomination Facility:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#Availability_in_Rural_Areas\" >Availability in Rural Areas:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#No_Maximum_Limit_on_Investment\" >No Maximum Limit on Investment:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#3_FAQs_on_Post_Office_Monthly_Income_Source_MIS\" >3. FAQ&#8217;s on Post Office Monthly Income Source (MIS)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#1_Who_is_eligible_to_invest_in_POMIS\" >1. Who is eligible to invest in POMIS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#2_What_is_the_tenure_of_the_POMIS_account\" >2. What is the tenure of the POMIS account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#3_What_is_the_minimum_and_maximum_investment_allow_in_POMIS\" >3. What is the minimum and maximum investment allow in POMIS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#4_What_is_the_interest_rate_on_POMIS\" >4. What is the interest rate on POMIS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#5_Is_the_interest_earn_on_POMIS_taxable\" >5. Is the interest earn on POMIS taxable?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#6_Can_the_POMIS_account_be_prematurely_close\" >6. Can the POMIS account be prematurely close?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#7_Can_the_investment_be_extend_after_the_maturity_period_of_5_years\" >7. Can the investment be extend after the maturity period of 5 years?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#8_Is_the_POMIS_account_transferable_between_post_offices\" >8. Is the POMIS account transferable between post offices?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#9_Is_there_a_nomination_facility_for_POMIS\" >9. Is there a nomination facility for POMIS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#10_Can_NRIs_Non-Resident_Indians_invest_in_POMIS\" >10. Can NRIs (Non-Resident Indians) invest in POMIS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/#For_further_details_access_our_website_https_vibrantfinservcom\" >For further details access our website: https:\/\/vibrantfinserv.com<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 style=\"text-align: left;\"><span class=\"ez-toc-section\" id=\"Post_Office_MIS\"><\/span><span style=\"color: #000000;\">Post Office MIS<\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<h2><span class=\"ez-toc-section\" id=\"1_Post_Office_Monthly_Income_Scheme_POMIS\"><\/span><strong>1. <span style=\"color: #000000;\">Post Office Monthly Income Scheme (POMIS):<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">POMIS is a savings scheme offered by India Post, the postal department of the Government of India. It provides a fixed monthly income to investors who deposit a lump sum amount for a fixed period.<\/span><\/p>\n<h2 style=\"text-align: left;\"><span class=\"ez-toc-section\" id=\"2_Distinctive_Benefits_of_the_Post_Office_Monthly_Income_Scheme_MIS\"><\/span><strong><span style=\"color: #000000;\">2. Distinctive Benefits of the Post Office Monthly Income Scheme (MIS):<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>\n<h3 style=\"text-align: left;\"><span class=\"ez-toc-section\" id=\"Steady_Monthly_Income\"><\/span><strong><span style=\"color: #000000;\"> Steady Monthly Income:<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: left; padding-left: 40px;\"><span style=\"color: #000000;\"> POMIS provides a fix and steady monthly income to investors. The interest is pay out monthly, making it suitable for those looking for a regular income stream.<img loading=\"lazy\" decoding=\"async\" class=\"alignright\" src=\"https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2024\/01\/MIS.jpg\" alt=\"Post Office Monthly Income Source (MIS)\" width=\"244\" height=\"607\" \/> <\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Low_Risk\"><\/span><strong><span style=\"color: #000000;\">Low Risk:<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\"> POMIS is recognizE a low-risk investment option because it is supported by the government of India. The principal amount invested is secure, and the interest rate is fix.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Guaranteed_Returns\"><\/span><strong><span style=\"color: #000000;\"> Guaranteed Returns:<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\"> The interest rate on POMIS is fix at the time of investment and remains constant for the entire tenure. This provides investors with a clear idea of the returns they can expect.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Ease_of_Investment\"><\/span><span style=\"color: #000000;\"><strong> Ease of Investment:<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\">Investing in POMIS is simple and can be done at any post office. The minimum investment amount is relatively low, making it accessible to a wide range of investors.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"No_Market_Fluctuations\"><\/span><strong><span style=\"color: #000000;\"> No Market Fluctuations:<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\"> Unlike market-linked investments such as stocks or mutual funds, POMIS is not subject to market fluctuations. The returns are not dependent on the performance of the stock market.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Tax_Benefits\"><\/span><strong><strong><span style=\"color: #000000;\"> Tax Benefits:<\/span><\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\">While the interest earn from POMIS is taxable, the scheme does not offer any tax benefits. Investors should consider their tax liabilities wh<\/span><span style=\"color: #000000;\">en opting for this scheme.<\/span><\/li>\n<\/ul>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Flexible_Investment_Period\"><\/span><span style=\"color: #000000;\"><strong> Flexible Investment Period:<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\">POMIS has a fixed maturity period of 5 years. At the end of the tenure, the invested amount is return to the investor along with the final interest payment.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Nomination_Facility\"><\/span><strong><span style=\"color: #000000;\"> Nomination Facility:<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\"> Investors in POMIS can nominate a person who will receive the investment amount in case of the investor&#8217;s demise. This nomination facility adds an element of financial security.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Availability_in_Rural_Areas\"><\/span><strong><span style=\"color: #000000;\">Availability in Rural Areas:<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\">The Post Office Monthly Income Scheme is available in both urban and rural areas, making it accessible to people across different regions.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"No_Maximum_Limit_on_Investment\"><\/span><span style=\"color: #000000;\"><strong>No Maximum Limit on Investment:<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\">While there is a minimum investment amount, there is no maximum limit on the investment in POMIS. This allows investors to invest according to their financial capacity.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"color: #000000;\">Visit for more information:<\/span><\/strong> <a href=\"https:\/\/www.indiapost.gov.in\/vas\/Pages\/IndiaPostHome.aspx\">\u00a0https:\/\/www.indiapost.gov.in\/vas\/Pages\/IndiaPostHome.aspx<\/a><\/p>\n<h2><\/h2>\n<h2 id=\"faq\"><span class=\"ez-toc-section\" id=\"3_FAQs_on_Post_Office_Monthly_Income_Source_MIS\"><\/span><span style=\"color: #000000;\">3. FAQ&#8217;s on Post Office Monthly Income Source (MIS)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Who_is_eligible_to_invest_in_POMIS\"><\/span><strong><span style=\"color: #000000;\">1. Who is eligible to invest in POMIS?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\"><strong>Ans:<\/strong> Any individual can invest in POMIS, either singly or jointly. It is also available for minors, but the account must be operate by a guardian. <\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_is_the_tenure_of_the_POMIS_account\"><\/span><strong><span style=\"color: #000000;\">2. What is the tenure of the POMIS account?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\"><strong>Ans:<\/strong> The POMIS account has a fix tenure of 5 years. <\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_is_the_minimum_and_maximum_investment_allow_in_POMIS\"><\/span><span style=\"color: #000000;\"><strong>3. What is the minimum and maximum investment allow in POMIS?<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\"><strong>Ans:<\/strong> The minimum investment in POMIS is Rs. 1,500, and the maximum investment for a single account is Rs. 4.5 lakh, while for a joint account, the maximum limit is Rs. 9 lakh. <\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_is_the_interest_rate_on_POMIS\"><\/span><span style=\"color: #000000;\"><strong>4. What is the interest rate on POMIS?<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\"><strong>Ans:<\/strong> The government determines the interest rates for POMIS, and these rates may undergo adjustments. The interest is paY monthly and is taxable. It is important to check the current interest rates before investing. <\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Is_the_interest_earn_on_POMIS_taxable\"><\/span><span style=\"color: #000000;\"><strong>5. Is the interest earn on POMIS taxable?<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\"><strong>Ans:<\/strong> Yes, the interest earn on POMIS is taxable, and TDS (Tax Deduct at Source) is applicable. <\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_the_POMIS_account_be_prematurely_close\"><\/span><strong><span style=\"color: #000000;\">6. Can the POMIS account be prematurely close?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\"><strong>Ans:<\/strong> Yes, the POMIS account can be prematurely closed after one year but before three years, subject to certain conditions. If close after three years, there is a penalty on the interest.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_the_investment_be_extend_after_the_maturity_period_of_5_years\"><\/span><span style=\"color: #000000;\"><strong>7. Can the investment be extend after the maturity period of 5 years?<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\"><strong>Ans: <\/strong>Yes, the investment can be extend for a block of 5 years after the maturity period. <\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Is_the_POMIS_account_transferable_between_post_offices\"><\/span><span style=\"color: #000000;\"><strong>8. Is the POMIS account transferable between post offices?<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\"><strong>Ans: <\/strong>Yes, the POMIS account can be transfer from one post office to another.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Is_there_a_nomination_facility_for_POMIS\"><\/span><span style=\"color: #000000;\"><strong>9. Is there a nomination facility for POMIS?<\/strong> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\"><strong>Ans:<\/strong> Yes, investors can nominate someone to receive the maturity amount in case of their demise. <\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_NRIs_Non-Resident_Indians_invest_in_POMIS\"><\/span><strong><span style=\"color: #000000;\">10. Can NRIs (Non-Resident Indians) invest in POMIS?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #000000;\"><strong>Ans: <\/strong>No, POMIS is not available for NRIs.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"For_further_details_access_our_website_https_vibrantfinservcom\"><\/span><strong>For further details access our website: <a href=\"https:\/\/vibrantfinserv.com\">https:\/\/vibrantfinserv.com<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Post Office MIS 1. Post Office Monthly Income Scheme (POMIS): POMIS is a savings scheme offered by India Post, the postal department of the Government of India. It provides a fixed monthly income to investors who deposit a lump sum amount for a fixed period. 2. Distinctive Benefits of the Post Office Monthly Income Scheme\u2026 <span class=\"read-more\"><a href=\"https:\/\/vibrantfinserv.com\/kb\/post-office-monthly-income-source-mis\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":18917,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3882],"tags":[4021,4045,1881,4106,4038,4073,4110,4054,4087,217,4024,4063,4097,2027,4081,4049,4082,4032,4074,4055,4088,4035,1731,4075,4065,4101,4050,4083,1363,4100,4056,4089,316,4042,4077,4031,4044,4069,4105,4070,4107,4067,4103,4028,4057,4090,4039,4046,4034,4022,4059,4092,4040,4027,4091,4058,4023,4051,4084,4030,4076,3883,4041,4066,4102,3884,3885,4060,4093,4033,4048,4037,4080,1726,4072,4109,267,4096,4036,4079,4053,4086,4026,4064,4099,4029,4071,4108,4062,4095,4047,4025,4061,4094,4043,4068,4104,1725,4078,4052,4085,1285,4098],"class_list":["post-18843","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-post-office","tag-postofficemis","tag-economicsecurity","tag-economicstability","tag-economicstabilitymis","tag-financialfreedom","tag-financialfreedommis","tag-financialfreedommisbenefits","tag-financialgoals","tag-financialgoalsmis","tag-financialplanning","tag-financialsecurity","tag-financialsecuritymis","tag-financialsecuritymisbenefits","tag-financialstability","tag-financialstabilitymis","tag-fixeddeposit","tag-fixeddepositmis","tag-fixedincome","tag-fixedincomeinvestment","tag-guaranteedincome","tag-guaranteedincomemis","tag-guaranteedreturns","tag-incomegeneration","tag-incomegenerationmis","tag-incomeplanning","tag-incomeplanningmis","tag-incomesecurity","tag-incomesecuritymis","tag-investmentdiversification","tag-investmentdiversificationmis","tag-investmentopportunity","tag-investmentopportunitymis","tag-investmentoptions","tag-investmentportfolio","tag-investmentsecurity","tag-investmentstrategy","tag-longterminvestment","tag-longtermsavings","tag-longtermsavingsmis","tag-misaccount","tag-misaccountbenefits","tag-misinterest","tag-misinterestbenefits","tag-misinvestment","tag-misplan","tag-misplanbenefits","tag-misreturns","tag-misscheme","tag-moneymanagement","tag-monthlyincomesource","tag-monthlyreturns","tag-monthlyreturnsmis","tag-monthlysavings","tag-passiveincome","tag-passiveincomemis","tag-passiveincomestreams","tag-poinvestments","tag-postalinvestment","tag-postalinvestmentplan","tag-postalsavings","tag-postalsavingsplan","tag-postoffice","tag-postofficebenefits","tag-postofficefinance","tag-postofficefinancemis","tag-postofficeincome","tag-postofficeinterestrate","tag-postofficesavingscheme","tag-postofficesavingschememis","tag-postofficeschemes","tag-retirementfund","tag-retirementincome","tag-retirementincomemis","tag-retirementplanning","tag-retirementplanningmis","tag-retirementplanningmisbenefits","tag-retirementsavings","tag-retirementsavingsmis","tag-safeinvestment","tag-safeinvestmentoptions","tag-savingsaccount","tag-savingsaccountmis","tag-savingsplan","tag-savingsstrategy","tag-savingsstrategymis","tag-securefuture","tag-securefutureinvestment","tag-securefutureinvestmentmis","tag-secureinvesting","tag-secureinvestingmis","tag-secureinvestment","tag-stableincome","tag-stablereturns","tag-stablereturnsmis","tag-steadyincome","tag-steadyreturns","tag-steadyreturnsmis","tag-wealthbuilding","tag-wealthbuildingmis","tag-wealthcreation","tag-wealthcreationmis","tag-wealthmanagement","tag-wealthmanagementmis"],"yoast_head":"<!-- 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