{"id":1029,"date":"2023-06-10T10:54:35","date_gmt":"2023-06-10T10:54:35","guid":{"rendered":"https:\/\/vibrantfinserv.com\/kb\/?p=1029"},"modified":"2025-04-02T10:13:52","modified_gmt":"2025-04-02T10:13:52","slug":"can-i-pre-close-an-nps-national-pension-system-account","status":"publish","type":"post","link":"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/","title":{"rendered":"Can I pre-close an NPS (National Pension System) account?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-18 alignleft\" src=\"https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/05\/Logo-Vibrant-FinServ-300x143.png\" alt=\"\" width=\"128\" height=\"61\" srcset=\"https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/05\/Logo-Vibrant-FinServ-300x143.png 300w, https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/05\/Logo-Vibrant-FinServ.png 482w\" sizes=\"auto, (max-width: 128px) 100vw, 128px\" \/><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignright\" src=\"https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/06\/NPS.jpg\" alt=\"Pre-close an NPS\" width=\"384\" height=\"321\" \/><\/p>\n<h4><\/h4>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#User_Intent\" >User Intent<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Definition_of_Pre-Closing_an_NPS_Account\" >Definition of Pre-Closing an NPS Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Application_How_to_Pre-Close_an_NPS_Account\" >Application: How to Pre-Close an NPS Account?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Step_1_Check_Eligibility_for_Pre-Closure\" >Step 1: Check Eligibility for Pre-Closure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Step_2_Prepare_Required_Documents\" >Step 2: Prepare Required Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Step_3_Submit_the_Application\" >Step 3: Submit the Application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Step_4_Fund_Disbursement\" >Step 4: Fund Disbursement<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#For_more_information_visit_this_https_enpsnsdlcomeNPS\" >For more information visit this: https:\/\/enps.nsdl.com\/eNPS\/<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Benefits_of_Pre-Closing_an_NPS_Account\" >Benefits of Pre-Closing an NPS Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Limitations_of_Pre-Closing_an_NPS_Account\" >Limitations of Pre-Closing an NPS Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Comparative_Table_Pre-Closure_vs_Regular_Maturity_of_NPS\" >Comparative Table: Pre-Closure vs Regular Maturity of NPS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/#For_further_details_access_our_website_https_vibrantfinservcom\" >For further details access our website: https:\/\/vibrantfinserv.com<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 data-pm-slice=\"1 1 []\"><span class=\"ez-toc-section\" id=\"User_Intent\"><\/span>User Intent<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Users searching for this topic want to know whether they can pre-close their <strong>National Pension System (NPS) account<\/strong> before maturity. They seek clarity on the process, eligibility, benefits, and limitations of pre-closing an NPS account.<\/p>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>National Pension System (NPS)<\/strong> is a government-backed retirement savings scheme designed to provide financial security during old age. However, life is unpredictable, and there may be situations where an NPS subscriber needs to exit the scheme before the maturity period. In this article, we will explore whether pre-closure of an NPS account is possible, the steps involved, its benefits, and its limitations.<\/p>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Definition_of_Pre-Closing_an_NPS_Account\"><\/span>Definition of Pre-Closing an NPS Account<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Pre-closing an NPS account refers to the process of withdrawing funds and closing the pension account before the stipulated maturity age of <strong>60 years<\/strong>. While the NPS is a long-term savings instrument, the Pension Fund Regulatory and Development Authority (PFRDA) has set guidelines for premature exit under specific conditions.<\/p>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Application_How_to_Pre-Close_an_NPS_Account\"><\/span>Application: How to Pre-Close an NPS Account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you wish to exit the NPS before maturity, follow these steps:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Step_1_Check_Eligibility_for_Pre-Closure\"><\/span>Step 1: Check Eligibility for Pre-Closure<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A subscriber can pre-close an NPS account under the following conditions:<\/p>\n<ul data-spread=\"false\">\n<li><strong>After 5 years of account opening<\/strong> (for Tier-I accounts)<\/li>\n<li><strong>If facing critical illness<\/strong> (as per PFRDA guidelines)<\/li>\n<li><strong>If permanently leaving India<\/strong><\/li>\n<li><strong>In case of death of the subscriber<\/strong> (nominee can claim)<\/li>\n<li><strong>If subscriber\u2019s total corpus is below \u20b92.5 lakh<\/strong><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Step_2_Prepare_Required_Documents\"><\/span>Step 2: Prepare Required Documents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To initiate the exit process, you need:<\/p>\n<ul data-spread=\"false\">\n<li><strong>Withdrawal Form<\/strong> (Available on the NPS website)<\/li>\n<li><strong>KYC Documents<\/strong> (Aadhaar, PAN, Address Proof)<\/li>\n<li><strong>Bank Account Details<\/strong> (Cancelled cheque or passbook copy)<\/li>\n<li><strong>Medical Certificate<\/strong> (In case of critical illness)<\/li>\n<li><strong>Proof of Migration<\/strong> (For permanent relocation abroad)<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Step_3_Submit_the_Application\"><\/span>Step 3: Submit the Application<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-spread=\"false\">\n<li>Log in to the <strong>NSDL CRA or KFintech CRA portal<\/strong>.<\/li>\n<li>Navigate to the <strong>Withdrawal Section<\/strong>.<\/li>\n<li>Upload the necessary documents.<\/li>\n<li>Submit the request for processing.<\/li>\n<li>Alternatively, visit the <strong>nearest NPS Point of Presence (PoP)<\/strong> for offline submission.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Step_4_Fund_Disbursement\"><\/span>Step 4: Fund Disbursement<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-spread=\"false\">\n<li><strong>60% of the corpus<\/strong> is given as a <strong>lump sum payout<\/strong>.<\/li>\n<li><strong>40% of the corpus<\/strong> must be used to buy an <strong>annuity plan<\/strong> from an authorized provider.<\/li>\n<li>If the total corpus is below <strong>\u20b92.5 lakh<\/strong>, the entire amount is paid as a lump sum.<\/li>\n<\/ul>\n<div>\n<h4><span class=\"ez-toc-section\" id=\"For_more_information_visit_this_https_enpsnsdlcomeNPS\"><\/span><strong>For more information visit this: <\/strong><a href=\"https:\/\/enps.nsdl.com\/eNPS\/\">https:\/\/enps.nsdl.com\/eNPS\/<\/a><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Benefits_of_Pre-Closing_an_NPS_Account\"><\/span>Benefits of Pre-Closing an NPS Account<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Though designed as a long-term investment, pre-closure offers certain advantages:<\/p>\n<ol start=\"1\" data-spread=\"false\">\n<li><strong>Liquidity in Emergencies<\/strong> \u2013 Subscribers facing financial difficulties due to medical issues or unexpected events can access their savings.<\/li>\n<li><strong>Tax Benefits<\/strong> \u2013 Lump sum withdrawals continue to enjoy tax exemptions under <strong>Section 10(12A)<\/strong> of the Income Tax Act.<\/li>\n<li><strong>Flexibility for Migrants<\/strong> \u2013 Those relocating permanently outside India can exit without hurdles.<\/li>\n<li><strong>Nominee Access<\/strong> \u2013 In case of death, the nominee can claim the entire accumulated amount hassle-free.<\/li>\n<li><strong>Avoid Market Volatility<\/strong> \u2013 If you foresee market instability, early withdrawal can help safeguard savings from potential downturns.<\/li>\n<\/ol>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Limitations_of_Pre-Closing_an_NPS_Account\"><\/span>Limitations of Pre-Closing an NPS Account<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>While pre-closure is an option, it comes with certain drawbacks:<\/p>\n<ol start=\"1\" data-spread=\"false\">\n<li><strong>Loss of Retirement Benefits<\/strong> \u2013 The primary goal of NPS is to secure post-retirement income. Exiting early means missing out on long-term compounding benefits.<\/li>\n<li><strong>Mandatory Annuity Purchase<\/strong> \u2013 Even upon pre-closure, 40% of the corpus must be invested in an annuity, restricting full withdrawal.<\/li>\n<li><strong>Limited Exit Before 5 Years<\/strong> \u2013 Tier-I NPS subscribers cannot exit before <strong>5 years<\/strong>, except in cases of death or serious illness.<\/li>\n<li><strong>Possible Tax Implications<\/strong> \u2013 While partial withdrawals are tax-free, the annuity income remains taxable.<\/li>\n<li><strong>Lower Corpus Accumulation<\/strong> \u2013 Premature withdrawal means subscribers might not accumulate a substantial retirement fund.<\/li>\n<\/ol>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Comparative_Table_Pre-Closure_vs_Regular_Maturity_of_NPS\"><\/span>Comparative Table: Pre-Closure vs Regular Maturity of NPS<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th>Feature<\/th>\n<th>Pre-Closure<\/th>\n<th>Regular Maturity (at 60 years)<\/th>\n<\/tr>\n<tr>\n<td>Eligibility<\/td>\n<td>After 5 years (Tier-I)<\/td>\n<td>Anytime after 60 years<\/td>\n<\/tr>\n<tr>\n<td>Withdrawal Limit<\/td>\n<td>60% lump sum, 40% annuity<\/td>\n<td>60% lump sum, 40% annuity<\/td>\n<\/tr>\n<tr>\n<td>Tax Benefit<\/td>\n<td>Partial tax exemptions<\/td>\n<td>Full tax benefits<\/td>\n<\/tr>\n<tr>\n<td>Annuity Requirement<\/td>\n<td>Mandatory 40% annuity purchase<\/td>\n<td>Mandatory 40% annuity purchase<\/td>\n<\/tr>\n<tr>\n<td>Retirement Security<\/td>\n<td>Lower due to early withdrawal<\/td>\n<td>Higher due to long-term accumulation<\/td>\n<\/tr>\n<tr>\n<td>Flexibility<\/td>\n<td>Limited<\/td>\n<td>Maximum flexibility<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Pre-closing an <strong>NPS account<\/strong> is possible under specific conditions such as medical emergencies, migration, or financial constraints. However, it is crucial to consider the long-term implications, such as reduced retirement security and annuity restrictions. If you need liquidity, evaluating other investment alternatives before exiting NPS might be a better strategy.<\/p>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>1. Can I close my NPS account before 5 years?<\/strong><br \/>\nNo, pre-closure of a Tier-I NPS account is only allowed after 5 years, except in cases of death or critical illness.<\/p>\n<p><strong>2. Will I get my full amount if I pre-close my NPS account?<\/strong><br \/>\nNo, 40% of the corpus must be used to purchase an annuity, and only 60% is available as a lump sum.<\/p>\n<p><strong>3. Is NPS withdrawal taxable on pre-closure?<\/strong><br \/>\nThe lump sum withdrawal is tax-exempt, but annuity payouts are taxable as per the individual\u2019s income slab.<\/p>\n<p><strong>4. What happens if my corpus is below \u20b92.5 lakh?<\/strong><br \/>\nIf your NPS corpus is below \u20b92.5 lakh at the time of pre-closure, you can withdraw the entire amount without purchasing an annuity.<\/p>\n<p><strong>5. Can I rejoin NPS after pre-closure?<\/strong><br \/>\nNo, once an NPS account is closed, you cannot reopen the same account. However, you can start a new NPS account if eligible.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-6459 alignright\" src=\"https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/06\/NPS-2-300x251.jpg\" alt=\"Pre-close an NPS\" width=\"230\" height=\"192\" srcset=\"https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/06\/NPS-2-300x251.jpg 300w, https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/06\/NPS-2-768x644.jpg 768w, https:\/\/vibrantfinserv.com\/kb\/wp-content\/uploads\/2023\/06\/NPS-2.jpg 940w\" sizes=\"auto, (max-width: 230px) 100vw, 230px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h4 style=\"text-align: left;\"><span class=\"ez-toc-section\" id=\"For_further_details_access_our_website_https_vibrantfinservcom\"><\/span><strong>For further details access our website:<\/strong> <a href=\"https:\/\/vibrantfinserv.com\/\">https:\/\/vibrantfinserv.com<\/a><span class=\"ez-toc-section-end\"><\/span><\/h4>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; User Intent Users searching for this topic want to know whether they can pre-close their National Pension System (NPS) account before maturity. They seek clarity on the process, eligibility, benefits, and limitations of pre-closing an NPS account. Introduction The National Pension System (NPS) is a government-backed retirement savings scheme designed to provide financial security\u2026 <span class=\"read-more\"><a href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":6421,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1459],"tags":[2174,51127,51140,51128,559,4038,4816,4054,1132,4221,1567,28565,20967,217,4024,4224,1673,5880,316,4042,1477,4031,20857,4034,46623,2266,46629,2172,51141,51135,51138,51125,51129,46690,46458,46462,51139,3928,23810,51126,51124,51132,1866,4048,4809,4037,46709,51134,51142,51133,1726,4831,267,51137,51136,47459,13889,4840,51130,51131,4662,23650,4026,24307,4029,2173,1285],"class_list":["post-1029","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-account-finance","tag-annuityforpension","tag-closeaccount","tag-closenpsaccount","tag-earlyretirement","tag-financialadvice","tag-financialfreedom","tag-financialfuture","tag-financialgoals","tag-financialhealth","tag-financialindependence","tag-financialliteracy","tag-financialplan","tag-financialplanner","tag-financialplanning","tag-financialsecurity","tag-futureplanning","tag-investment","tag-investmentadvice","tag-investmentoptions","tag-investmentportfolio","tag-investments","tag-investmentstrategy","tag-moneygoals","tag-moneymanagement","tag-nationalpensionsystem","tag-nps","tag-npsaccount","tag-npsaccountclosure","tag-npspreclosure","tag-npsscheme","tag-npswithdrawal","tag-pension","tag-pensionfund","tag-pensionplan","tag-pensionplanning","tag-pensionscheme","tag-pensionwithdrawal","tag-personalfinance","tag-planningahead","tag-preclose","tag-retirement","tag-retirementaccount","tag-retirementbenefits","tag-retirementfund","tag-retirementgoals","tag-retirementincome","tag-retirementincomeplan","tag-retirementinvestments","tag-retirementoptions","tag-retirementplanner","tag-retirementplanning","tag-retirementplanningtips","tag-retirementsavings","tag-retirementsavingsaccount","tag-retirementsavingsgoals","tag-retirementsavingsplan","tag-retirementsecurity","tag-retirementstrategy","tag-retirementyears","tag-savingforretirement","tag-savings","tag-savingsgoals","tag-savingsplan","tag-securefinances","tag-securefuture","tag-taxfreewithdrawal","tag-wealthmanagement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can I pre-close an NPS (National Pension System) account\/<\/title>\n<meta name=\"description\" content=\"Can I pre-close an NPS (National Pension System) account? Yes, you can pre-close a National Pension System (NPS). -\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibrantfinserv.com\/kb\/can-i-pre-close-an-nps-national-pension-system-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I pre-close an NPS (National Pension System) account\/\" \/>\n<meta property=\"og:description\" content=\"Can I pre-close an NPS (National Pension System) account? 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